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MTN MoMo Members enjoy zero transaction fees on electricity purchases, bill payments, Lotto, airtime, vouchers and betting.
Log in to MTN MoMo to view your exclusive bundle deals.
Cash-In
There are 13 ways you can transfer funds into your MTN MoMo Wallet.
Cash-Out
Withdraw from your MTN MoMo Wallet at the following places.
Get funeral cover with MTN MoMo. Pay one premium and be covered for up to 1 year. Whether you choose MyLife Khava or MyFamily Khava, there is a plan just for you.
Need money qwik qwik? Get a Qwikloan of up to R10,000 with MTN MoMo. Your loan will be paid directly into your MTN MoMo Wallet. No paperwork needed. Apply today, it’s that easy.
A Point of Sale device that businesses can use to accept both debit and credit card payments as well as MoMo QR payments. Rent your MoMo POS device from just R200 per month.
Get the flexibility to send money home whenever your family needs it. Enjoy safe and secure money transfers with MTN MoMo. Send money at the click of a button to 320 million MoMo wallets across Africa.
As a service, MoMo enables you to store, send, and receive money using your phone. No bank account is needed, and the service works on every type of cellphone, including 3G feature phones.
How do I access my MoMo account?
You have full access to your account 24/7 every day of the year.
USSD
Dial *120*151# and follow the onscreen menu to manage your account or make payments.
MoMo App
Download and install the MoMo app for a full in-app banking experience.
• Send and receive money to and from other MoMo customers.
• Cash-in and cash-out at any MoMo agent.
• Cash-out from ATMs.
• Buy MTN airtime and bundles.
• Pay for products and services from participating merchants.
• Buy prepaid electricity.
• Pay your DStv account.
All money vouchers can be cashed-out by a MoMo agent or at any MTN Store.
The MoMo App and USSD are zero-rated, meaning that you don't use any airtime or data to use the service.
There are several ways to cash-in:
1. Through the MoMo App.
2. Dial *120*151# and follow the onscreen menu.
3. Visit an MTN Store.
4. Any MoMo agent will accept cash and credit it to your account. A fee applies for transaction.
Note: USSD functionality is only available to MTN subscribers
You can withdraw money from your MoMo account at:
MTN Store
Visit any MTN Store and speak to an agent who will provide you with the cash amount you want to withdraw.
MoMo Agent
Any MoMo agent will provide you with the cash amount you want to withdraw.
Bank Account
Use the MoMo app or dial *120*151# to transfer money from your MoMo account to a local bank account. A standard fee of 2% applies to each transaction.
MTN MoMo Members enjoy zero transaction fees on electricity purchases, bill payments, Lotto, airtime, vouchers and betting.
There are no monthly service fees, and you only pay for certain transactions. Please review the MoMo fee structure for more information.
You don’t need a bank account to use MoMo, but certain features are exclusive to MTN customers.
MoMo App
Anyone on any service provider can use and transact on the app.
USSD
Only MTN customers can dial *120*151# to manage their MoMo account.
Anyone business can join the MoMo merchant network, and anyone can join the MoMo agent network.
To sign up: Dial 083 135 and speak to an agent or email momo@mtn.com
Kindly call 135 from your MTN line for assistance regarding your query.
Every MoMo transaction is secured by African Bank Limited.
